“HB 211 is a debt trap. It creates a population of people who are, by definition, unable to pay. And then converts that inability into a labor obligation,” Michael Ryan, a finance expert and founder of MichaelRyanMoney.com, told Newsweek. “The ‘streets to success’ framing is deliberate misdirection. No legitimate treatment program requires the patient to work off their bill under threat of incarceration.”